To establish if the card is OK (as opposed to it being a problem with the camera) I suggest you buy or borrow an XD card reader which plugs straight into an XP computer via a USB port. No drivers needed. windows will see it as a 'removable disk' and give it a new drive letter. Pop the card in the reader then double-click the new drive letter in My Computer. If a Window opens containing a folder, open it. Your photos should be there.