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Google/Samsung Pay

616 Views 3 Replies 3 Participants Last post by  renegade600, 
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Hi

I'm always a bit slow to accept new technology so I've never even considered using Google Pay, though I'll happily use my cards! I've read a magazine article today about using it and about it being safer than using a card as the details are encrypted & are kept on your phone, not on Google's servers. The article also said that if you want to make a transaction of more than £45 you would have to unlock your phone and that after the first 7 payments you'll be prompted to unlock your phone anyway.

I therefore have 3 questions. As I have Samsung phone, should I use Samsung's own app or Google Pay? Secondly, what are the cons of using Google and/or Samsung Pay and what are the pros and cons of unlocking your phone, please?

Thanks very much for your help.
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SpywareDr
Samsung Pay vs. Google Pay (Pros and Cons)
https://www.digitaltrends.com/mobile/samsung-pay-vs-google-pay/

"Unlocked" meaning which of these?
  1. A cellphone that operates on any cellular carrier's network that supports the same air interface (GSM or CDMA) and frequency bands built into the device. (Jailbreaking, Android rooting?)
  2. A cellphone that is not password protected
  3. A cellphone that was recently opened with the correct password and is available to anyone until it is locked manually or automatically

Or something else?
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I
SpywareDr said:
Samsung Pay vs. Google Pay (Pros and Cons)
https://www.digitaltrends.com/mobile/samsung-pay-vs-google-pay/

"Unlocked" meaning which of these?
  1. A cellphone that operates on any cellular carrier's network that supports the same air interface (GSM or CDMA) and frequency bands built into the device. (Jailbreaking, Android rooting?)
  2. A cellphone that is not password protected
  3. A cellphone that was recently opened with the correct password and is available to anyone until it is locked manually or automatically

Or something else?
Click to expand...
I don't know, the article just says I will be prompted to unlock my phone if I try to use it for more than £45 or after I've used it for 7 payments. Thanks for your help.
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renegade600
you have to unlock your phone to make phone calls, you have to unlock your phone to read your emails and so on. So it is not much different.. You just have to unlock your phone to turn it on in order to use google pay. It is a way to authenticate you are the owner. You slide up form the bottom to use samsung pay on your lock screen but then you also have to type a pin or fingerprint scan to authenticate. Also if you have a smartwatch, you may be able to use either too. I have basically quit using my phone for payments since I got a smartwatch.
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